Read Our Latest Resources below...

Whether you're seeking knowledge on the latest funding trends, exploring best practices, or simply looking for inspiration, our curated posts are designed to equip you with the information you need to thrive in today's dynamic business landscape.

Commercial Financing

Unsecured Business Lines of Credit

December 21, 20231 min read

Unsecured Business Lines of Credit

Flexible Credit Options for Your Business

If your business does not have any collateral, you may still qualify for the high-quality credit solutions we offer at Pearl Financing. We strive to help companies find financing solutions that work, which is why we provide clients with unsecured business lines of credit. We offer small businesses credit card solutions and can also negotiate individual lines of credit for as much as $500,000.

How Unsecured Business Lines of Credit Work

We will base the amount you qualify for on several factors, including:

  • The size of your business

  • Your profitability

  • The credit profile of your owner

Businesses with established revenues of between $1 million and $10 million may garner between $100,000 and $500,000 without any collateral, as long as the financials and credit scores qualify. A smaller business without an established revenue may expect as much as $100,000 as long as an owner or partner has a good credit profile.

Why Choose a Line of Credit With Us?

We offer A-Paper products, which means our rates are always competitive. There are a number of benefits to working with us, including:

  • Rates as low as 1 to 5 percent over prime for large lines of credit

  • Zero percent introductory rates on business credit cards

  • A 10-minute prequalification process

  • Credit checks that cost less than $45

Our team would love to help you find the right credit solution. To get started, contact one of our specialists at Pearl Financing and schedule a no-obligation consultation.

Back to Blog

Hear What Our Clients Say

Ron Davidson

Investor

Pearl Financing exceeded our expectations with their commercial real estate financing options. Their expertise in large-scale property development helped us secure the funding we needed for a major residential project, streamlining the entire process.

Tyrel Simmons

UrbanSpace Ventures

Finding a financial partner who understands the complexities of urban development is challenging. Pearl Financing provided us with tailored real estate financing solutions that were instrumental in launching our mixed-use development project ahead of schedule.

Samantha Lee

Lee Commercial Developments

The team understands the real estate market's nuances. Their flexible financing options for commercial properties allowed us to expand our portfolio and invest in lucrative opportunities with confidence. Their guidance and support have been invaluable.

Enabling Your Vision, Financing Your Future

© 2024 Pearl Financing - All Rights Reserved

Privacy Policy | Terms & Conditions