Unsecured Business Lines of Credit

Flexible Credit Options for Your Business

If your business does not have any collateral, you may still qualify for the high-quality credit solutions we offer at Pearl Financing. We strive to help companies find financing solutions that work, which is why we provide clients with unsecured business lines of credit. We offer small businesses credit card solutions and can also negotiate individual lines of credit for as much as $500,000.

How Unsecured Business Lines of Credit Work

We will base the amount you qualify for on several factors, including:

  • The size of your business
  • Your profitability
  • The credit profile of your owner

Businesses with established revenues of between $1 million and $10 million may garner between $100,000 and $500,000 without any collateral, as long as the financials and credit scores qualify. A smaller business without an established revenue may expect as much as $100,000 as long as an owner or partner has a good credit profile.

Why Choose a Line of Credit With Us?

We offer A-Paper products, which means our rates are always competitive. There are a number of benefits to working with us, including:

  • Rates as low as 1 to 5 percent over prime for large lines of credit
  • Zero percent introductory rates on business credit cards
  • A 10-minute prequalification process
  • Credit checks that cost less than $45

Our team would love to help you find the right credit solution. To get started, contact one of our specialists at Pearl Financing and schedule a no-obligation consultation.